Buy Your Investment Property Without Paying LMI or Buyer’s Agent Fees
Learn how to skip $20K–$70K in Lenders Mortgage Insurance, and pay nothing for a buyer’s agent to find your investment property.
Save $20K–$70K
Pay $0 for a broker
Pay $0 for a buyer’s agent
Access hidden bank policies
Fast approvals
Done-for-you property sourcing
100% COMPLETELY FREE
Join Thousands of Aussies Taking Advantage of These Policies
Watch this FREE video and get information that can save you thousands in Fees.
PROBLEM
Does this sound like you?
It’s time to stop overpaying and wasting time with banks that don’t tell you about the policies designed for professionals like you.
... and a lot more, but I don’t want to keep you here for an hour.
You’ve got $100K saved. Nice. With your income, you can borrow $900K, so your budget must be $1M, right?
WRONG.
The bank slaps you with Lenders Mortgage Insurance. That’s $20K gone. Now you’re down to an $800K budget. Because if $80k is 10% then $800k is the max.
Then you realise you don’t have time to search, so you hire a buyer’s agent. That’s another $10K–$15K gone.
Just like that, your $1M plan becomes a $700K budget and now you’re either stuck… or settling for sh*t.
THE SOLUTION
How Smart Professionals Are Buying Sooner Without Wasting $50K+ in Fees
We combine the right bank policies, expert advisors, and faster approvals so YOU can invest without lowering your budget.
Unlock Special Bank Policies
We search 60+ lenders to find hidden policies that will remove or reduce Lenders Mortgage Insurance (LMI) for your personal situation.
Maximise Your Borrowing Power
We structure your loan to increase your budget and squeeze every dollar from your approval.
(No lazy brokers in our office!)
Pay $0 in Agent Fees
We connect you with experienced buyer’s agents and advisors who charge the seller, not you.
Get Fast Finance Approval
You can be finance-ready in as little as 3 days from your first call. No stress, no delays, no endless paperwork.
Get Investment Property Options
Our advisors shortlist high-quality properties and guide you through every decision, no guesswork or wasted weekends.
Own the Property
(Without the Pain)
No $50K in wasted fees. No 12-month waiting game. Just a simple path to building long-term wealth faster.
TESTIMONIALS
What our clients say about us
Discover the experiences of our satisfied customers! Read their testimonials to learn how our services have made a positive impact on their lives
Carmen O.
Hamish is hands down the best broker we’ve worked with. He found us a cheaper interest rate than we expected and not only got us approved for our dream home, but also secured enough to invest as well. Absolute legend – highly recommend!
Durga V.
I cannot thank Hamish enough for his incredible support throughout our home loan journey. From start to finish, he guided us with professionalism, patience, and genuine care. No question was ever too small, and he went above and beyond to make sure we understood every step of the process.
Hamish’s expertise, proactive communication, and problem-solving skills made what could have been a stressful experience feel smooth and effortless. He truly had our best interests at heart and worked tirelessly to get us the best possible outcome.
I couldn’t recommend Hamish highly enough to anyone looking for a trustworthy, knowledgeab, and dedicated mortgage broker. He did an outstanding job, and we’re so grateful for his hard work in helping us secure our home loan. He is best broker in Sydney 😊🙏
Vance H.
the bro went hard to get our loan, did everything he could, even the cyclone couldn’t stop us, ima give you 5 stars for all your hard work & your hard work for putting up with me & my old man lol too much hamish my bro.. shot brotha…!!!!
Adeeb K.
Hamish is an outstanding broker who has been very diligent and prompt to help me with my pre-approval. He went above and beyond, even to set me up with a financial advisor. Thank you to Hamish and his team for sorting me out with the best rates from the best lenders.
Simon B.
Hamish was exceptionally professional and knowledgeable in finding me the best home loan possible. Thank you very much.
Tammy D.
Hamish you are a super star has changed my life yet again what a asset to the company
David C.
Hamish is the best broker I’ve ever dealt with. Answers every call, friendly, assuring and great at getting the deal accross the line! We settled today! Thankyou mate
Kamaljit S.
Hamish is a well organised broker, he delivers whatever he promises. His professionalism is beyond the limit. His customer care attitude can take his company to the apex of success. Nature blesses him with more energy to meet his customers needs.
Edmon A.
I have been thoroughly impressed with the professionalism, efficiency, and genuine care shown by Hamish. His clear communication and prompt responses have made the process as smooth and less stressful as it could possibly be. I will highly recommend Hamish. Regards, Ed.
ABOUT US
Hi, I’m Hamish Kelly
With a background in private lending before transitioning to working as a mortgage broker. For the last two years Hamish built a reputation for getting finance done when others can’t. If the banks throw up roadblocks, he’ll find a way over, under, or straight through, fast.
Specialist in Professional Lending Policies
Helped clients save tens of thousands in upfront fees
Known for getting deals done where others failed
FAQ
Frequently Asked Questions
Everything you need to know about the services and billing.
Is this only for first-time investors?
Nope. This works whether you’re buying your first investment property or your fifth. As long as you meet the lending criteria, you’re good to go.
What’s the catch? How is this actually free?
The lender pays us (as brokers), and the buyer’s agents get paid by the seller, not you. You get expert help on your loan and property selection, without paying a cent out of pocket.
The only issue you could possibly come across is not meeting lending criteria or not having available stock with the property advisors.
Do I need a certain job or income to qualify?
If you’ve got a strong income and stable employment, there’s a good chance you qualify for something, even if its not LMI just a risk fee.
A lot of the LMI waivers are for doctors, lawyers, engineers, accountants, allied health, AKA professionals.
How much cash do I actually need?
Most clients get started with around a 10% deposit and stamp duty. The exact amount depends on your income, the lender, and whether you qualify for an LMI waiver, which is what we help you figure out that exact amount in the first call and give you the funding breakdown number so you have it in writing.
What services do you offer as a mortgage broker?
I specialise in helping young professionals (doctors, lawyers, accountants, allied health) access exclusive bank policies that waive LMI, save thousands, and simplify the lending process.
How do I book an appointment with you?
After watching the free video, you can book a call directly through my online calendar. Just pick a time that works for you, it’s fast and easy.
Do I need to pay for your services?
No. My service is completely free to you. The bank pays me for arranging the loan no matter what bank I take you to, so you keep 100% of the savings. I get paid on expected interest earnings so if I do the loan wrong and you leave within the first two years I get my commission taken away from me.
What happens if I miss my scheduled appointment?
No stress, just let me know as soon as you can, and we’ll reschedule at a time that suits you.
100% FREE Guarantee
I don’t charge you a cent for my work, ever.
A lot of brokers are charging up front nowadays which I HATE!
My service is completely free because the bank pays me directly. That means you get full transparency, expert guidance, and access to exclusive waivers without any risk or hidden costs.
If you’re not completely satisfied, you walk away, no fees, no obligation.
